body {
background-image:
url('bg.jpg');
  font: 80% arial, sans-serif;
  color:#22466C;  
  padding:0px;
  margin:0px;
}
.footer {  
  font-size: 80%; text-align: center
}
.container {
  padding:0;
  margin:0;
  border: 1px solid #31659C;
}

a:link {  color: #31659C; text-decoration: underline}
a:visited  {  color: #333333; text-decoration: underline}
a:active  {  color: #9D080D;}
a:hover {  color: #9D080D; }

#navlist
{
padding: 0;
margin-left: 2px;
margin-top: 4px;
margin-bottom: 3px;
font: bold 12px arial, sans-serif;
background: #ffffff;
width: 190px;
border: 1px solid #31659C; 
}

#navlist li
{
list-style: none;
margin: 0;
text-align: left;
border-bottom: 1px solid #eeeeee;
}

#navlist li a
{
display: block;
padding: 5px 5px 5px 10px;
border-left: 1em solid #ffffff;
background: #ffffff;
text-decoration: none;
}

#navlist li a:link { color: #31659C; }
#navlist li a:visited { color: #31659C; }

#navlist li a:hover
{
border-color: #990000;
color: #ffffff;
background: #31659C; 
}

#navtop li
{
display: inline;
list-style-type: none;
text-decoration: none;
font: bold 12px arial, sans-serif;
padding-right: 10px;
}

#navtop li a:link { color: #D6EBFF;
text-decoration: none;
 }
#navtop li a:visited { color: #D6EBFF;
text-decoration: none;
 }
#navtop li a:hover { color: #ffffff;
  text-decoration: underline;
}

#lowerleft {
width: 190px;
height: 249px;
padding: 0;
margin-left: 2px;
margin-top: 4px;
background: #ffffff;
border: 1px solid #31659C;
border-top: 25px solid #31659C;
}
#lowerleft p 
{ padding: 10px:}

h1 {  font-family: Arial, san-serif; font-weight: bold; color: #9C6B31}